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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash with an 18 wheeler, the case may be more difficult to settle than a typical car accident claim. The majority of truck accidents are caused by serious injuries. However, every truck accident is unique and there are a variety of factors that impact the length of time it takes to reach a settlement. Here are a few of the most important factors. Insurance claims Just like any vehicle on the road, 18-wheeler truckers are required to have a minimum amount of insurance. This is for good reason; collisions with large trucks can cause more severe damage to property and injuries than a regular car accident. In reality, these accidents often cause death and a number of catastrophic injuries. Therefore, it is crucial that victims of these wrecks submit a claim in order to receive the compensation they deserve. Although 18 wheeler insurance is essential however, it can be difficult to find policies that satisfy all your requirements. Depending on the kind of cargo your trucks transport you may require additional types of insurance. Hazmat carriers, for example may require liability insurance of up to $5 million. Towing insurance as well as trailer exchange insurance and cargo insurance are all possible policies. A skilled attorney can assist you in determining the type of insurance is required by your company. They can also help you negotiate with insurance companies to ensure that your claim is appropriately resolved. In some instances, insurance companies may try to reduce their liability by declaring comparative fault. This can seriously devalue your claim. A lawyer can help you disprove these claims and get the maximum amount of compensation you are entitled to. Whatever the reason you were injured in the accident, a skilled lawyer will make sure you receive the money you need to recover. Settlements In many cases, a car accident victim will receive an initial settlement offer long before the filing of a lawsuit. The insurance company of the trucking company or legal team will make this offer, which will usually be significantly less than what the victim deserves. The victim should not accept a deal without consulting a personal injury attorney first. The value of the settlement depends on several aspects, including the extent of injuries and property damage. It also is contingent on medical costs. Non-economic damages can also play a role, particularly in cases where the crash caused you to be physically and emotionally harmed. These losses are difficult to quantify and require expert analysis. 18 wheeler accident attorney pasadena will receive in compensation is also affected by the determination of liability. If you can prove that the person responsible for the accident was in violation of traffic laws, behaved negligently or caused the accident by committing another act of wrongdoing, they'll be accountable for your damages. However, there are other legal defenses to restrict their liability, including contributory or comparative negligence. Owners of trucking companies may be held accountable for an accident. This can happen if a driver operated the truck in poor conditions or if a company failed to maintain the vehicle. The cargo loading and shipping firm may also be accountable when the cargo was improperly loaded, or a part was not in good condition. Filing a lawsuit If the insurance company is unable to settle the claim in a fair manner or offer a fair settlement, you may be left with no choice but to make a claim. This can increase the timeline to reach a decision and could result in an increase in damages. A lawyer for a truck accident is the best choice, regardless of whether you decide to settle or go to court. You need someone to protect your rights because insurance companies will try to undervalue your claim. A Lafayette truck accident lawyer will examine your crash, determine the amount of your damages, and ensure that you receive maximum compensation for your injuries. In many 18-wheeler crashes, there are multiple parties that are responsible. For instance, if the truck driver was under the influence or not complying with the hours of service requirements, his or her employer could be held accountable. A manufacturer of a vehicle component or repair shop could also be held liable in the event that a defective component was the reason for the accident. Moreover, cargo loading or shipping companies can be held liable for accidents that involve their trucks. This is because the trucks must be loaded and shipped in a manner that is safe to prevent them from falling over or being jackknifed. They are required to adhere to strict safety rules. The law also permits you to claim non-economic damages like pain and suffering. Trial Most cases involving truck accidents are settled through negotiations with the insurance company. A fair settlement should consider all medical expenses as well as treatment costs and other losses you have and will suffer. Your lawyer can assist you determine the potential future damages and the possibility of punitive damages. The length of time required to receive a complete and final settlement can depend on a variety of factors, and a qualified attorney will be able to guide you through the process. The extent of your injuries will determine how much compensation you are likely to receive. Some injuries only affect you for only a few weeks or even months while others could have a lasting effects on your life. It may also take time to determine the cause of the accident, since it is not always immediately obvious in 18 wheeler collisions. It is because multiple parties can be held responsible including the driver of the truck and the company who employs him. In certain instances, there may be mechanical issues with the vehicle that could cause a crash. In the event of a crash, it is necessary to hold the repair shop or manufacturer liable for your damages. There are a variety of factors which can affect the size of a settlement in an 18-wheeler crash but, in general, these types of accidents tend to result in larger settlements than those that involve automobiles. This is due to the nature of the injuries and damages that are caused by these accidents, which may be catastrophic.